Overdraft Line of Credit
An overdraft occurs when there are not enough funds in your account to cover a transaction. We may pay it anyway as a service to our members. Certain fees may apply depending on the form of protection on your account.
When you’re approved* for an overdraft line of credit, your checking account transactions will be covered up to your credit limit, so you can avoid non-sufficient fund (NSF) fees. Personal credit lines are available up to $5,000. You only pay interest on the amount of credit you use and a small fee that is much less than the cost of a returned check.
*Subject to credit review
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